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B O R R O W E RI N F O

 

Primary Borrower Name

 

Greg Hall

Primary Social Security Number

 

555-112-0000

Secondary Borrower Name  

Karen Hall

Secondary Social Security Number

 

525-01-1111

Current Home Address

 

1234 Anchor Way

City - State - Zip

 

Temple City, CA 91000

Primary Work Number

 

909-555-1212

Secondary Work Number

 

None

Home Number

 

626-555-1000

Primary Borrower's Age

 

34

Secondary Borrower's Age

 

45

Borrower(s) had a

 

Bankruptcy & Foreclosure

Bankruptcy/ Foreclosure Timeline

 

BK Over 3 Years

Application Date

 

5-23-2003

C R E D I TA N D L O A N

 

Primary Borrowers' Average Credit Score

 

682

Secondary Borrowers' Average Credit Score

 

753

Program Type  

Full Doc Loan

Select:

 

Conforming Loan

Submit Loan To

 

Conventional Lender

Loan Program Type

 

N/A

Cash Out For

 

No Cash Out

Cash Out Amount Needed

 

Purchase - Down Payment

 

5% Down

Combined CLTV Term

 

80/15/05 Terms

I N C O M EA N DR A T I O S

 

Primary Borrower Monthly Income

 

$4500

Primary Employment Status

 

W2 (More Then 2 Years)

Secondary Borrower Monthly Income  

$3200

Secondary Employment Status

 

1099 (More Then 2 Years)

Combined Total Income

 

$7700.00

Combined Monthly Minimum Bills

 

$650

Adjusted Total Income After Minimum Bills

 

$7050.00

Down Payment Coming From?

 

Saved Money;

Money Saved To Date

 

$100

L O A NC O S TE S T I M A T E

 

Origination Fee

 

$2500

Discount Points

 

$500

Appraisal Fee  

$300

Credit Reports

 

$45

Tax Service

 

$25

Processing Fee

 

$325

Underwriting/Docs

 

$505

Prepaid Interest

 

$279

Months Taxes

 

$455

Months Homeowners Insurance

 

$311

Escrow Fee

 

$507

Sub Escrow Fee

 

$125

Title Insurance Fee

 

$426

Title Endorcements

 

$25

County Recording Fee

 

$15

Tax Certificates

 

$0

Demand Fee (Refi)

 

$60

Reconveyance Fee (Refi)

 

$60

Pre Payment Penalty (Refi)

 

$0

Home Warranty

 

$

Home Inspection

 

$225

Total Loan Fees

 

$6568.00

Sellers' Assist Amount

 

$5250

Lender Assist Amount

 

$0

Other Assist Amount

 

$0

Net Buyers Costs

 

$1318.00

Buyers' Down Payment

 

$500

Escrow Deposit Towards Purchase

 

$500

Total Final Costs

 

$1318.00

Pocket Pre Qual

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Does Borrower Want Impounds?

 

Yes

 

 

This is an estimate. Economic conditions and rates change from day to day. Please follow your escrow instructions for details and information regarding your transaction.

Sellers Signature

 

A G E N TA N DN O T E S

 

New Buyer's Agent Name

 

Tom Jones

Office Phone

 

626-555-1234

Cell Phone or Pager  

New Seller's Agent Name

 

Jeffrey MIchaels

Office Phone

 

909-555-2220

Cell Phone or Pager

 

909-555-6622

Borrower(s) Home Needs

 

SFR; Condo;

Price Range Desired?

 

350,000

Bed Rooms & Baths

 

2 Bed, 2 Bath; 3 Bed, 2 Bath;

Additional Items Wanted?

 

2 Car Garage; 2 Story House;

M I C R O S O F TO U T L O O K
U P L O A DA R E A

 

BUYER'S AGENTS LIST

 

First Name

 

Last Name

 

Company Name

 

Business Telephone Number

 

Mobile Telephone Number

 

Business Fax Number

 

Email Address

 

SELLER'S AGENTS LIST

 

First Name

 

Last Name

 

Company Name

 

Business Telephone Number

 

Mobile Telephone Number

 

Business Fax Number

 

Email Address

 

Does Borrower Want Impounds?

 

Notes

 

C O M P A N YI N F O

 

Company Name

 

Acme Lending Group

Address

 

4567 East 1st Street

City - State - Zip  

Pasadena, CA 91001

Office Phone

 

626-555-4354

Fax Number

 

626-555-4343

Provided By

 

Mike Smith - Mortgage Professional

Pocket Pre Qual